We are pleased to be able to offer finance to our customers, with the option of 6 or 12 months at 0% Interest Free, as well as 24, 36 or 48 months Interest Bearing.
All we require is a minimum deposit of 10%, you can pay a higher deposit if you wish, and the order must have a value of at least £500.
Item Value: £500-£1000 - 6 months interest free credit available.
Item Value: £1000+ - 6 or 12 months interest free credit available.
Credit is available to permanent UK residents only.
Example of Finance Offer
12 Months Interest Free Credit
Cash Price £1000.00
Deposit @ 10% £100.00
Charge for Credit £0
Total amount of Credit £900.00
APR 0% APR Representative
Number of Payments 12
Monthly Payment £75.00
Total Amount payable £1000.00
Example of Interest Bearing Option:
48 Months Interest Bearing:
Cash Price £1000.00
Deposit @ 10% £100.00
Charge for Credit £222.72
Total amount of Credit £900.00
APR 11.9% APR Representative
Number of Payments 48
Monthly Payment £23.39
Total Amount payable £1222.72
We also offer 24, 36 or 48 months Interest Bearing Credit, on orders over £500.00. Please see previous example above of an Interest Bearing option.
How to apply for finance
If you wish to apply for finance you may do so during checkout. Please see the "finance" options when reviewing your items for purchase
Frequently Asked Questions
Here are some commonly asked questions regarding online finance.
What Options are available?
We offer either 6 & 12 Interest Free Credit on orders over £500.00. The finance term is dependent on the value of your order (please see below for details). Finance orders are subject to a minimum deposit of 10% which we require before we can process your order.
| Order Value | Credit Terms |
| £500-£1000 | 6 Months Interest Free @ 0% |
| £1000+ | 12 Months Interest Free @ 0% |
How quickly will my application be processed?
Your application will be processed as soon as you complete your application online. You will receive an instant decision, Approved, Referred or Declined. You will be sent an email to confirm the status of your application as soon as it has been processed.
Once my application is approved, what happens next?
Once you have filled in the online application, in most cases you will be required to post some information to Hitachi Capital. It is your responsibility to send this information as a matter of urgency, as we will not begin manufacturing your order until we have received confirmation from Hitachi that they have received the relevant, required paperwork.
If you refuse my application, what is the reason?
You will not be given a reason for your application being refused, but if refused it will usually be for one of the following reasons, or combination of these factors:
Your credit score/rating
You are considered to be overcommitted
You are aged under 18
Your existing account performance with other lenders
Please bear in mind that it is not Purely Diamonds who have declined your application, it is Hitachi Capital who are providing you the finance, and we cannot give you any information regarding why your application was refused.
Who is my finance agreement actually with?
Finance will be provided by Hitachi Capital (UK) PLC. Hitachi Capital (UK) PLC is registered in England and Wales, Company No. 1630491.Registered Office: Wallbrook Business Centre, Green Lane, Hounslow, Middlesex, TW4 6NW. Hitachi Capital (UK) PLC is authorised and regulated by the Financial Services Authority.
Purely Diamonds T/A Just Jewellery Limited are licensed credit brokers "Licence Number 646977".
Who is eligible to apply for online finance?
To apply for online finance, you must be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.
You must be 18 years or older, work a minimum of 16 hours a week, or be retired with an income.
Homemakers are not excluded from making an application in their name; however the employment details of your spouse will be required in order to process your application.
Please Note: We offer multiple currencies on our website, but Finance/Credit is only available to customers paying in GBP (Sterling).







